Wrong, wrong, wrong

State courts screw up the FDCPA all the time.  Here is a perfect example.  The court predicates potential liability on letters written by Chase to the debtor trying to collect debt that was no longer legally enforceable.   However, Chase was the original creditor on the debt.  Its letters can’t give rise to liability under the FDCPA since original creditor’s are not covered by the FDCPA.

Advertisements

About dknights

Attorney, Kentucky
This entry was posted in Legal and tagged , , , , . Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s