“Debt collector”

The Alabama Supreme Court reminds us that the term “Debt Collector” has a specific meaning under the FDCPA.

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When the revolution happens….

it will be because of stuff like this.

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Hate speech?

All this talk of “hate speech” and an exception to the First Amendment is baloney.  See here.

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You really have to screw up…

to lose qualified immunity.  However, a NASA employee did it.  

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Foreclosure inspectors

They aren’t debt collectors under the FDCPA as stated by the WD of KY.

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“In default”

The Western District of Kentucky discusses in Fausz the “in default” provision of the FDCPA.

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Vicarious liability

In general, creditors that aren’t debt collectors under the FDCPA can’t be held vicariously liable for the actions of those they hire to collect their debts, at least in the 6th and 7th Circuits.

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