Category Archives: Legal

Property security companies are not debt collectors under the FDCPA

I know this seems obvious, but in Thompson v. FIVE BROTHERS MORTGAGE COMPANY SERVICES AND SECURING, INC., Court of Appeals, 6th Circuit 2020, the 6th Circuit had to state that a company hired to secure a foreclosed property is not … Continue reading

Posted in Legal | Tagged , , , | Leave a comment

Put up or shut up

In Brown v. CACH, LLC, Court of Appeals, 7th Circuit 2024 the 7th Circuit artfully points out that a Motion for Summary Judgment is “Put up or shut up” time. A plaintiff can’t simply rest on bare allegations in a … Continue reading

Posted in Legal | Tagged , , , | Leave a comment

Beware the quick dismissal

In CHULUUNBAT v. WELTMAN, WEINBERG & REIS CO., Court of Appeals, 7th Circuit 2022 we see that sometimes a quick win isn’t the best win as it can lead to prolonged litigation on appeal.

Posted in Legal | Tagged , , , | Leave a comment

This happens all the time

In Gonzalez v. LAKSHMI NARAYAN HOSPITALITY GROUP, Dist. Court, WD Kentucky 2021 we see an all to common occurrence, a pro se plaintiff totally misunderstanding the FDCPA and its requirements.

Posted in Kentucky, Legal | Tagged , , , | Leave a comment

Proof of claim in bankruptcy on time barred debt…FDCPA violation.

In IN RE SOMOHANO, Court of Appeals, 11th Circuit 2020, we learn that the answer is no, as long as the creditor discloses that the debt is time barred on the proof of claim.

Posted in Legal | Tagged , , , , | Leave a comment

A discovery fight in an FDCPA case.

In HRDLICKA v. Bruce, Dist. Court, ED Kentucky 2023 we see some of the discovery issues that arise in an FDCPA case. A good discussion of how those should be handled.

Posted in Kentucky, Legal | Tagged , , | Leave a comment

Reporting delinquency dates on credit reports as FDCPA violation.

In Long v. NATIONWIDE RECOVERY SERVICE, INC., Dist. Court, WD Kentucky 2023, the plaintiff makes and FDCPA claim based on the collector’s alleged misreporting of a delinquency date to a credit reporting agency. A great discussion of the interplay between … Continue reading

Posted in Kentucky, Legal | Tagged , , , , , | Leave a comment

Lack of standing dismissals are without prejudice

In Davis v. PROFESSIONAL PARKING MANAGEMENT CORPORATION, Court of Appeals, 11th Circuit 2023, the 11th Circuit affirms the dismissal of an FDCPA complaint, but points out that such a dismissal must bee without prejudice.

Posted in Legal | Tagged , , , , | Leave a comment

3rd Circuit reminds us what an FDCPA complaint must contain

In Grooms v. ALLY FINANCIAL, Court of Appeals, 3rd Circuit 2023 the Court does a nice job of laying out what an FDCPA complaint must allege.

Posted in Legal | Tagged , , | Leave a comment

Garnishing out of state employers

Thompson v. Renner, Court of Appeals, 6th Circuit 2022 teaches us to be careful when garnishing out of state employers. A lack of jurisdiction over the Garnishee-Employer can bite the law firm who issued the garnishment.

Posted in Legal | Tagged , , | Leave a comment