Monthly Archives: November 2014

Is an unanswered call a “communication”

That is the question answered in this opinion where the court set aside its previous judgment and ruled (correctly IMHO) for the Defendant.  I am surprised that an unanswered call could ever be considered a communication under the FDCPA, but … Continue reading

Posted in Legal | Tagged , , , , | Leave a comment

Footnote 4

Read footnote 4 of this opinion.  The Plaintiff’s case was probably a loser anyway, but one way to really piss off a court is to look like you are trying to hide the facts that are against you.  The Plaintiff’s … Continue reading

Posted in Legal | Tagged , , , , | Leave a comment

FDCPA trials

You don’t see much discussion of the details of FDCPA cases that go to trial.  It is actually a pretty rare thing. In this case , from across the river in Indiana, you have a pre-trial ruling on some motions by … Continue reading

Posted in Legal | Tagged , , , , | Leave a comment

Messages

Leaving voice mail messages is an area fraught with danger for debt collectors. Here, the collector left the “this is a debt collector” language on the message.  The court ruled in the collector’s favor, but noted that courts have gone … Continue reading

Posted in Legal | Tagged , , , , | Leave a comment

Model trains as motive for murder

An interesting case I came across while doing some other research.

Posted in Legal, Modeling | Tagged , , | 1 Comment

Rule 68 offers

Once again we have a court opinion making the point that for a Rule 68 offer to moot a case and deprive the court of jurisdiction, the offer must completely satisfy all requested relief to which the Plaintiff has demanded … Continue reading

Posted in Legal | Tagged , , , | Leave a comment

Plea bargaining

I detest that so much of the US criminal justice system depends on plea bargains.   This is a good summary of my feelings.

Posted in Legal | Tagged , , , , , | Leave a comment

I want to know more

A case out of the Western District of Kentucky raises as many questions as it answers.  The Plaintiff in the Federal Court case entered into an agreed judgment (AJ) in a state court action.   Once the debtor broke the … Continue reading

Posted in Kentucky, Legal | Tagged , , , , | Leave a comment

Going on the offensive

More and more collection attorneys are going on offense when handling FDCPA claims.  The provision providing for attorney’s fees for the prevailing party in the FDCPA is a potent weapon and ought to be used more often. See here.

Posted in Legal | Tagged , , , , | Leave a comment

FDCPA and Bankruptcy

The interplay between the FDCPA and the Bankruptcy Code is fertile ground for litigation.  The 11th Cir. had previously ruled that filing a Proof of Claim on a time-barred debt was an FDCPA violation.  Other District Courts have disagreed. Now, … Continue reading

Posted in Legal | Tagged , , , , | Leave a comment